How many rural banks are in Ghana, and which rural banks in Ghana have been licensed by the Bank of Ghana? This post is a list of all the rural banks in Ghana and their operating cities.
Rural banks are locally owned and managed banks first established in Ghana in 1976 to provide banking services to the rural population, providing credit to small-scale farmers and businesses and supporting development projects.
Surprisingly, rural banks make up the highest proportion of highly profitable companies in Ghana, taking up the biggest share of 2019’s Ghana Club 100 Awards whilst even many notable names were missing from the list to top 100 companies.
As of May 2021, there are currently a total of 144 rural and community banks licensed by the Bank of Ghana. Rural banks in Ghana are supervised by the ARB Apex Bank which serves as a central bank for the rural banks under the main regulator, the Bank of Ghana.
List of Rural Banks in Ghana 2021
| No | Name of Rural Bank | Location | Phone Number |
|---|---|---|---|
| 1 | Abokobi Area Rural Bank Limited | Abokobi | 0576096642 |
| 2 | Ada Rural Bank Limited | Kasseh – Ada | 0505105026 |
| 3 | Adansi Rural Bank Limited | Fomena | 0574438509 |
| 4 | Adonten Community Bank Limited | New-Tafo | 0342024109 |
| 5 | Afram Rural Bank Limited | Tease | 0200347337 |
| 6 | Agave Rural Bank Limited | Dabala | 0244207176 |
| 7 | Agona Rural Bank Limited | Mangoase | 0501334877 |
| 8 | Ahafo Ano Premier Rural Bank Limited. | Mankranso | 0322035060 |
| 9 | Ahafo Community Bank Limited | Kukuom | 0352095470 |
| 10 | Ahantaman Rural Bank Limited | Agona Nkwanta | 0202070080 |
| 11 | Akatakyiman Rural Bank Limited | Komenda | 0332191763 |
| 12 | Akim Bosome Rural Bank | Akim Swedru | 0501317050 |
| 13 | Akoti Rural Bank Limited | Assin North | 0243284536 |
| 14 | Akrofuom Area Rural Bank Limited | Akrofuom | 058242486 |
| 15 | Akuapem Rural Bank Limited | Mamfe | 0342195878 |
| 16 | Akumadan Rural Bank Limited | Mamfe | 0501582482 |
| 17 | Akyem Mansa Rural Bank | Ayirebi | 0249843465 |
| 18 | Akyempim Rural Bank Limited | Dawurampong | 0332021218 |
| 19 | Amanano Rural Bank Limited. | Nyinahin Junction | 0208007254 |
| 20 | Amansie West Rural Bank Limited | Antoakrom | 0277599442 |
| 21 | Amantin And Kasei Community Bank Limited | Atebubu Amantin Area | 0549264644 |
| 22 | Amenfiman Rural Bank Limited | Adankasa Ridge | 0312093380 |
| 23 | Amuga (North Tongu) Rural Bank Limited | Adidime New Town | 0204469254 |
| 24 | Ankobra West Rural Bank Limited | Esiama | 0243917912 |
| 25 | Anlo Rural Bank Limited | Anloga | 0362091229 |
| 26 | Anum Rural Bank Limited | Anum | 0243668108 |
| 27 | Asante Akyem Rural Bank Limited | Asante Akim North | 0322092183 |
| 28 | Asawinso Rural Bank Limited | Sefwi Line | 0243391142 |
| 29 | Asokore Mampong Rural Bank Limited. | Asokore Ashanti | 0244274884 |
| 30 | Asokore Rural Bank Limited. | Asokore Ashanti | 0322092188 |
| 31 | Assinman Rural Bank Limited | Assin Manso | 0244354293 |
| 32 | Asubonten Rural Bank Limited. | Gyamerakrom | 0203202332 |
| 33 | Asuogyaman Rural Bank Limited | Atimpoku | 0504913990 |
| 34 | Asutifi Rural Bank Limited | Acherensua | 0248744004 |
| 35 | Atiwa Rural Bank Limited | Koforidua | 0244855426 |
| 36 | Atweaban Rural Bank Limited | Duayaw Nkwanta | 0264787023 |
| 37 | Atwima Kwanwoma Rural Bank Limited. | Pakyi No2 | 0322036771 |
| 38 | Atwima Mponua Rural Bank | Toase | 0275561697 |
| 39 | Atwima Rural Bank Limited | Foase | 0501387038 |
| 40 | Avenor Rural Bank Limited, Akatsi. | Shell Block | 0362644048 |
| 41 | Awutu Emasa Rural Bank Limited | Awutu Bereku | 0244046015 |
| 42 | Baduman Rural Bank Limited | Babasua | 0352091454 |
| 43 | Bangmarigu Community Bank Limited (West Mamprusi) | Walewale | 0208286372 |
| 44 | Bawjiase Area Rural Bank Limited | Bawjiase Market Area | 0332191879 |
| 45 | Bessfa Rural Bank Limited. | Garu | 0209320568 |
| 46 | Bia-Torya Community Bank Limited | Bonsu Nkwanta | 0276618294 |
| 47 | Bomaa Area Rural Bank Limited | Bomaa | 0242008935 |
| 48 | Bomoasadu Rural Bank Limited | Berekum | 0208234511 |
| 49 | Bongo Rural Bank Limited | Bongo | 0382093960 |
| 50 | Bonzali Rural Bank Limited | Nayilifong | 0372022506 |
| 51 | Borimanga Rural Bank Limited | Mohifong | 0372093217 |
| 52 | Bosome Freho Rural Bank Limited | Bosome Freho District | 0243600001 |
| 53 | Bosomtwe Rural Bank Limited | Bosomtwe Atwima Kw | 0200926692 |
| 54 | Brakwa Breman Rural Bank | Brakwa | 033219317071 |
| 55 | Builsa Community Bank Limited | Sandema Town | 0242973741 |
| 56 | Butawu Rural Bank Limited | Tsito Awudome | 0201515520 |
| 57 | Buuwuloso One Stop Rural Bank | Damogo | 0372094942 |
| 58 | Capital Rural Bank Limited | Gyaase-Abesim | 0352028944 |
| 59 | Citizens Rural Bank Limited | Nsawam Market Street | 0244769611 |
| 60 | Dangme Rural Bank Limited | Prampram | 0303910417 |
| 61 | Denkyiriman Rural Bank Previously Ayanfuri Rural Bank Limited | Ajamfuri | 0202050260 |
| 62 | Derma Area Rural Bank Limited | Derma High Street | 0244169314 |
| 63 | Drobo Community Bank Limited. | Old Palace | 0203022029 |
| 64 | Dumpong Rural Bank Limited | Main Lorry Station | 0501525593 |
| 65 | East Akim Rural Bank Limited | Osiem | 0502183069 |
| 66 | Ejuraman Rural Bank | Ejura | 0322490791 |
| 67 | Ekumfiman Rural Bank Limited | Essuehyia | 0243256940 |
| 68 | Enyan Denkyira Rural Bank | Zongo | 0332192004 |
| 69 | Fanteakwa Rural Bank Limited | Begoro-Akim | 0342095352 |
| 70 | Fiagya Rural Bank Limited | Market Area | 0352092090 |
| 71 | Fiaseman Rural Bank Limited | Bogoso | 3192092911 |
| 72 | Frerol Rural Bank Limited | Kpando | 0501482580 |
| 73 | Ga Rural Bank Limited | Amasaman | 0244705014 |
| 74 | Gbi Rural Bank Limited | Ahado | 093520280 |
| 75 | Gomoa Community Bank Limited – Apam | Lorry Park | 0289100302 |
| 76 | Jomoro Rural Bank Limited | New Site – Main Mark | 0312092353 |
| 77 | Juaben Rural Bank Limited | Damang | 0271409340 |
| 78 | Kaakye Rural Bank Limited | Kete Krachi | 0246611026 |
| 79 | Kaaseman Rural Bank Limited | Kaase | 0208959805 |
| 80 | Kakum Rural Bank Limited | Motel Area | 0332140060 |
| 81 | Kintampo Rural Bank Limited | Serwaba | 0501255072 |
| 82 | Kpassa Rural Bank Limited | Nkwanta | 0544332290 |
| 83 | Kumawuman Rural Bank Limited | Market Square | 0244978637 |
| 84 | Kwaebibirem Rural Bank Limited | Aboasa | 0501335252 |
| 85 | Kwahu Praso Rural Bank Limited | Kwahu Praso | 0501522760 |
| 86 | Kwahu Rural Bank Limited | Pepease | 0208335734 |
| 87 | Kwamanman Rural Bank Limited | Etia | 0208027383 |
| 88 | La Community Bank | La Street | 0302 760081 |
| 89 | Lawra Area Rural Bank Limited | Lawra | 0501389618 |
| 90 | Lower Pra Rural Bank Limited | Tarkwa Road | 0277751510 |
| 91 | Lower Amenfi Rural Bank Limited | Manso Amenfi | 0322540316 |
| 92 | Manya Krobo Rural Bank Limited | Abanse | 0208470661 |
| 93 | Mepe Area Rural Bank Limited | Mepe | 0246848824 |
| 94 | Mfantseman Community Bank Limited | Biriwa Vocational Trai | 0246848824 |
| 95 | Microfin Rural Bank Limited | Gomoa Pomadze | 0268320792 |
| 96 | Mponua Rural Bank Limited | Eastern Region | 0342022015 |
| 97 | Mumuadu Rural Bank Limited | Accra -Kumasi Road | 0208116691 |
| 98 | Naara Rural Bank Limited | Paga Town | 0244881321 |
| 99 | Nafana Rural Bank Limited. | New Junction | 0202088144 |
| 100 | Nandom Rural Bank Limited | Nandom Lorry Station | 0501287701 |
| 101 | Nkoranman Rural Bank Limited | Aboaso Seikwa | 0243-125093 |
| 102 | Nkoranza Kwabre Rural Bank Limited. | Nkoranza | 0020393992 |
| 103 | Nkrankwanta Area Rural Bank Limited | Dormaa Municipality | |
| 104 | North Birim Rural Bank (Asuopra) | Afosu | |
| 105 | North Volta Rural Bank Limited | Buem | |
| 106 | Nsoatreman Rural Bank Limited | Nsoatre | |
| 107 | Nsutaman Rural Bank Limited | Asikafo Area | |
| 108 | Nwabiagya Rural Bank Limited | Barekese Zongo | |
| 109 | Nyakrom Rural Bank Limited | Agona | |
| 110 | Nyankumasi Ahenkro Rural Bank Limited | Nyankumasi Ahenkro | |
| 111 | Nzema Manle Rural Bank Limited | Elembele | |
| 112 | Odotobri Rural Bank | Amansie Central | |
| 113 | Odupong Kpehe Rural Bank Limited | Kasoa | |
| 114 | Odwen Anoma Rural Bank Limited. | Lorry Station | |
| 115 | Offinso Rural Bank Limited. | Offinso – Ashanti | |
| 116 | Okomfo Anokye Rural Bank Limited | Wiamoase | |
| 117 | Otuasekan Rural Bank Limited | Atonoso | |
| 118 | Oyibi Area Rural Bank Limited | Oyibi | |
| 119 | Sefwiman Rural Bank Limited | Bibiani | |
| 120 | Sekyedomase Rural Bank Limited. | Sekyedomase | |
| 121 | Sekyere Rural Bank Limited | Jamasi-Ashanti | |
| 122 | Shai Rural Bank Limited | Dodowa Takpom | |
| 123 | Sissala Rural Bank Limited | Tumu | |
| 124 | Sonzele Rural Bank Limited Jirapa | Jirapa District | |
| 125 | South Akim Rural Bank | Nankese | |
| 126 | South Birim Rural Bank Limited. | Achiase Cmb | |
| 127 | Suhum Rural Bank Limited | Suhum | |
| 128 | Suma Rural Bank Limited | Opposite Sumaman S | |
| 129 | Tepaman Rural Bank Limited. | Tepa | |
| 130 | Tisungtaaba Community Bank (East Mamprusi) | East Mamprusi | |
| 131 | Tizaa Rural Bank Limited | Nk Gushegu | |
| 132 | Toende Rural Bank | Market | |
| 133 | Twifu Rural Bank Limited | Twifu Agona | |
| 134 | Union Rural Bank | Senya Beraku | |
| 135 | Unity Rural Bank Limited Ziope | Ziope | |
| 136 | Upper Amenfi Rural Bank Limited | Ankwawso | |
| 137 | Upper Manya Kro Rural Bank Limited | Asesewa | |
| 138 | Wamfie Rural Bank Limited | Wamfie Estate | |
| 139 | Wenchi Rural Bank Limited | Wenchi New Market | |
| 140 | Western Rural Bank Limited | Sekondi | |
| 141 | Weto Rural Bank Limited | Kpeve Junction | |
| 142 | Yaa Asantewaa Rural Bank Limited | Ejisu | |
| 143 | Yapra Rural Bank Limited | Prang | |
| 144 | Zabzugu Rural Bank Limited | Zabzugu |
